Easy Financing For AC Units

We have budget friendly options that work with any credit score!

Heating All Of Northern Alabama

Britt Wills
Britt Wills
Thank you L&F services for working long days in this crazy ice and snow. You’re loyal to your customers and it’s appreciated!
Lora McGee
Lora McGee
Aaron came to service my AC unit today and I was totally impressed. He was very professional, courteous and extremely knowledgeable and an obvious great work ethic. He made me feel very comfortable with him doing the things that needed to be done. The outside unit wasn’t the easiest access but he went above and beyond with no complaints. I will only use this company and Aaron for my future service needs! Thank you Aaron for a great job!
Sherry Johnson
Sherry Johnson
We are so impressed by L& F Services. We have used them a couple of times and plan on using them forever. Scotty is so thorough in checking all systems,and always finding the problem the first time. Jason the manager always follows up making sure everything turns out right. When I call into the office…Toshia always answers the phone friendly and helpful.

Comprehensive Residential Cooling Services

Our team provides a full range of cooling services for homeowners across Northern Alabama, including:

AC Repair

When your air conditioner isn’t working properly, our experienced technicians will identify the problem and restore your system to full functionality.

AC Installation

Upgrade to a modern, energy-efficient air conditioner designed to meet your home’s specific cooling needs.

AC Maintenance

Regular tune-ups keep your system running efficiently, extend its lifespan, and prevent costly breakdowns during the hottest days of summer.

Ductwork Services

We offer professional duct sealing, repair, and cleaning to improve airflow and system performance throughout your home.

Indoor Air Quality Solutions

Combat allergies and improve the comfort of your home with advanced air filtration and purification systems.

Claim Your Brand New Heating & AC System With Zero Interest For Up to 60 Months!

AC Financing JUST got easier

At L&F Services LLC, we believe you deserve a home that’s always comfortable—without financial stress. That’s why we make it easy, flexible, and hassle-free to finance your new HVAC unit, furnace, or AC system. With us, it’s all about comfort—both in your home and in your budget.

  • Stay Comfortable Year-Round: Don’t wait for the perfect budget—get the comfort you need now.
  • Improve Energy Efficiency: Upgrade to an energy-efficient system to save on utility bills.
  • Handle Emergency Repairs: Get fast fixes without the financial stress of a lump-sum payment.
  • Increase Home Value: Modern HVAC systems are a valuable asset for any home.


    Get the AC You Need Without Breaking the Bank

Whether you’re upgrading to an energy-efficient system or facing an emergency repair, our financing options are tailored to your needs.

Furnace Financing

Keep the chill out with a new furnace or timely repairs—financed on your terms.

AC Financing

Escape the Alabama heat with a sleek, energy-efficient air conditioner that you can afford today.

HVAC System Replacement

Need to replace your entire system? No problem. Our flexible plans ensure you won’t feel the pinch.

Ductwork and Air Quality Upgrades

Upgrade your home’s air quality or fix duct issues with financing that makes it easy to breathe easier.

Financing Is Available for All HVAC Services

Whether you need a brand-new system or repairs to your current unit, financing is available for:

HVAC System Replacements

Upgrade to a high-efficiency heating and cooling system to save money on energy bills while staying comfortable.

Furnace Installation and Repair

Don’t let the cold take over—replace or repair your furnace with affordable monthly payments.

AC Installation and Repair

Beat the Alabama heat with a new or repaired air conditioning unit, financed on your terms.

Ductwork and Indoor Air Quality Solutions

Finance duct repairs, air purification systems, and more to improve the overall comfort and health of your home.

Why Northern Alabama Loves Our Financing

At L&F Services LLC, we go beyond just fixing your HVAC—we’re here to make the entire process smooth, transparent, and stress-free. Here’s why customers trust us:

  • Quick and Easy Approvals: Most decisions are made in minutes.
  • No Surprises: Honest terms with no hidden fees or high-pressure sales pitches.
  • Credit-Friendly Options: Got a credit score of 500+? You’re already halfway there.
  • Local Experts You Can Trust: From Florence to Huntsville and Cullman, we’ve got Northern Alabama covered.

Call L&F Services LLC Today for AC Solutions

Don’t suffer through another hot day without a functioning air conditioner. Whether your AC isn’t blowing cold air or your home isn’t cooling properly, L&F Services LLC is here to help.

📞 Call us at 256-636-6225 or Schedule Your Service Online to keep your home cool and comfortable all summer long!

Call L&F Services Today
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